Weather Protection Systems
Rising Above the Storm
High Quality Hurricane & Sun Protection Products Serving the Strand for over 28 Years
Visitors:
Weather Protection Systems - 211 Hwy. 90 East - Little River, SC 29566
Phone: (843) 281-9888 - Fax: (843) 281-9887 - Toll Free: (800) 335-1028
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South Carolina Comprehensive Hurricane Damage Mitigation Program
SC Safe Home
Up to $5,000 to South Carolina Homeowners Who Make Home Improvements to Retrofit Their Homes to Make Them More Resistant to Loss Due to Hurricane Damage.
What are the Omnibus Coastal Insurance Reform Act of 2007 and the SC Safe Home Program?
SC Safe Home is a grant program established by the state legislature under the Omnibus Coastal Property Insurance Reform Act of 2007 ("Omnibus Act"). The Omnibus Act was enacted to address issues involving insurance availability and affordability along South Carolina's coast. It establishes the South Carolina Comprehensive Hurricane Mitigation Grant Program, a/k/a SC Safe Home, which provides grants to South Carolina property owners to assist with the retrofit of their homes to make them more resistant to loss due to hurricane damage. It has been proven that retrofitted homes are less vulnerable to hurricane damage. This could potentially mean fewer insurance claims (i.e., losses) and possibly lower insurance premiums for all South Carolinians.
I read about SC Safe Home in the newspaper. I would like to apply for a grant. How do I apply?
The legislation establishing the grant program became effective on June 11, 2007. Currently, we are in the process of establishing the grant program by securing funding and assigning personnel to work on the program. Grant guidelines and application are available for download here. Currently there is no deadline for submitting applications, but due to limited funds this first year applications will be processed on a first-come first-serve basis.
What is the purpose of the grant program?
The purpose of the program is to assist South Carolina property owners with the retrofitting of their homes to make them more resistant to loss due to hurricane damage. Through this program and others, the state hopes to be able to reduce the losses caused by hurricanes. By retrofitting their homes and making them safer, homeowners will be less exposed to hurricane damage which means fewer and lower insurance claims. The more the state is able to reduce its risk of loss the more available and affordable insurance premiums should be.
Who is eligible for the grant program?
Before a homeowner can apply, an inspection of the home must be done by a certified inspector who has completed and passed the Department of Insurance wind resistance training program. A completed inspection does not automatically qualify you for a grant or guarantee you will receive a grant. It makes the property eligible for grant consideration.
How much is available?
The number and amount of each grant awarded under this program are subject to the availability of funds. No grant shall exceed $5000. There are two types of grants available: 1) a matching; and 2) non-matching. Individual homes may be eligible for matching grants of up to $5000 each to make specific home improvements as recommended in the inspection report. A matching grant means that for every dollar of the homeowner's money spent on a retrofit or wind resistance upgrade as recommended in the official inspection report, the program may provide an additional dollar to help pay for the upgrade, up to the maximum grant of $5000 (depending upon the availability of funding). Property owners whose homes are less than $150,000 in value may be eligible for grants of up to $5000 with no match required. The SC Safe Home Program also plans to work with the Affordable Housing Coalition of South Carolina and other nonprofits to help homeowners strengthen their homes against loss due to hurricane damage.
Can I use the funds from this program to offset my insurance premiums?
No. The funds can only be used for retrofitting your primary legal residence.
SC Safe Home is a grant program established by the state legislature under the Omnibus Coastal Property Insurance Reform Act of 2007 ("Omnibus Act"). The Omnibus Act was enacted to address issues involving insurance availability and affordability along South Carolina's coast. It establishes the South Carolina Comprehensive Hurricane Mitigation Grant Program, a/k/a SC Safe Home, which provides grants to South Carolina property owners to assist with the retrofit of their homes to make them more resistant to loss due to hurricane damage. It has been proven that retrofitted homes are less vulnerable to hurricane damage. This could potentially mean fewer insurance claims (i.e., losses) and possibly lower insurance premiums for all South Carolinians.
I read about SC Safe Home in the newspaper. I would like to apply for a grant. How do I apply?
The legislation establishing the grant program became effective on June 11, 2007. Currently, we are in the process of establishing the grant program by securing funding and assigning personnel to work on the program. Grant guidelines and application are available for download here. Currently there is no deadline for submitting applications, but due to limited funds this first year applications will be processed on a first-come first-serve basis.
What is the purpose of the grant program?
The purpose of the program is to assist South Carolina property owners with the retrofitting of their homes to make them more resistant to loss due to hurricane damage. Through this program and others, the state hopes to be able to reduce the losses caused by hurricanes. By retrofitting their homes and making them safer, homeowners will be less exposed to hurricane damage which means fewer and lower insurance claims. The more the state is able to reduce its risk of loss the more available and affordable insurance premiums should be.
Who is eligible for the grant program?
Before a homeowner can apply, an inspection of the home must be done by a certified inspector who has completed and passed the Department of Insurance wind resistance training program. A completed inspection does not automatically qualify you for a grant or guarantee you will receive a grant. It makes the property eligible for grant consideration.
How much is available?
The number and amount of each grant awarded under this program are subject to the availability of funds. No grant shall exceed $5000. There are two types of grants available: 1) a matching; and 2) non-matching. Individual homes may be eligible for matching grants of up to $5000 each to make specific home improvements as recommended in the inspection report. A matching grant means that for every dollar of the homeowner's money spent on a retrofit or wind resistance upgrade as recommended in the official inspection report, the program may provide an additional dollar to help pay for the upgrade, up to the maximum grant of $5000 (depending upon the availability of funding). Property owners whose homes are less than $150,000 in value may be eligible for grants of up to $5000 with no match required. The SC Safe Home Program also plans to work with the Affordable Housing Coalition of South Carolina and other nonprofits to help homeowners strengthen their homes against loss due to hurricane damage.
Can I use the funds from this program to offset my insurance premiums?
No. The funds can only be used for retrofitting your primary legal residence.
Weather Protection is a Certified SC Safe Home Home Inspector and Installation Contractor